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Payday loans Online – Quick Cash today

  • Do you need money now?

need money now?
need money now?

Are you having troubles paying your bills this month? Did you need to spend your paycheck on something else emergent and currently find yourself short of cash? Maybe you have just received a call from an old creditor you are not able to repay now. The financial crisis is hard to cope with and can cause a lot of trouble. However, here at BridgePayday we can help you by offering online access to payday loans.


  • Payday loans explained

A payday loan is short-term loan. It is typical for a small amount of money that the borrower is expected to pay back in the next payday period. Normally, the period is around 14 days. Payday loans are an unsecured type of loan. That means no collateral is required. Payday loans are also sometimes referred to as payday advances. They provide a very fast solution to a pressing problem. In case you have a deadline for a payment you might not be able to make, you might need a payday loan. If it sounds like a solution to your current financial problems, you can fill out our free online application or call our toll free number today. In case, you need to know more about an instant payday advance, you can find further information here.

  • Do you qualify for a payday loan?

payday-loan_ do I qualify

Online Payday loans are very easy to get. Our idea is to help people solve their financial problems. Therefore, we have made our loans so accessible. Indeed, these loans are a quick solution to an urgent problem. However, their best feature is that almost anyone can receive one! If you are in need of money, it is really simple to qualify. There are few basic requirements. Here is what you can expect:

  • Age

    In turns of age, payday loans are like any other type of loan. In order for it to be legal, an individual must be 18 years or older. That is an absolute requirement and no deviation is allowed. No one under 18 can receive a loan in America.

  • Citizenship

    It is required that you have a US Citizenship in order to qualify for a payday loan. Payday loans are provided only to American citizens.  That is connected with the specifics of the loan.

  • Bank account

    Online payday loans operate through a direct deposit. That means you must have a bank account to be able to accept this form of transfer and receive the funds you have applied for. It is not possible to receive the loan in another way. Having a bank account is a necessity.

  • Employment

    The amount of money you make does not matter when you apply for a payday loan. However, having a steady employment is essential for your repayment schedule. Your lender will want to create it accordingly. One way of verifying employment is by providing recent check stubs. Your lender might also request to know the amount of your monthly payment.

  • Credit score

    The good news is your credit score is not relevant in this case. For this kind of loans, online bad credit is no problem. Even if you have not done very well with your payments in the past you still have a chance to get an instant payday advance. It is actually a way of improving your credit score in the future. You can use loans online to repay some of your old debts and have a better credit history.  In conclusion, with payday loans, online credit score is not an obstacle, but on the contrary – an advantage you might get as a consequence.

Benefits of Online Payday Loans

payday-loan-benefitsThere are plenty of reasons for the fact that online payday loans are preferred by millions of people all over America to loans for which one should apply for in person. We have collected a sample list of the most common ones.


  • Online loans have a very fast procedure

The main advantage of online loans is the sheer speed of the entire process. An individual can apply online, be approved and receive the money they need within only a couple of days. It may even be possible to get a same day payday loan. Once you have applied, you will have an answer whether you have been approved very soon. The whole idea of payday loans is for them to be quick solutions to pressuring problems regardless of the form. The online procedure has made the process even faster than it was!

  • You can apply at any time

An individual is able to apply for an online payday loan 24 hours a day, every day! A benefit that websites like Bridge Payday have in comparison to brick and mortar stores is that they have no closing time! Maybe you work long hour week and don’t have time to go to a special place in order to apply for a loan or maybe you concentrate better at night. No problem! With online loans, you can apply at any time of the day that is convenient for you. You can even consolidate your loans. Apply as soon as you decide that an instant loan is what you need! All you need to do is fill out the easy to use application here at Bridge payday.

  • It provides you personal space

apply for an online payday loan 24 hours a day
apply for an online payday loan 24 hours a day

Many people that apply for these loans online appreciate the privacy that it provides. Not only you can apply from the comfort of your own home, but you can also do it in your own pace. That means there are no restrictions on how you will approach your application or how long you will spend on filling it up. You can take as much time as you need in order to make sure you fully understand exactly what to expect. You can even do an online research simultaneously in case you have some unanswered questions.  It is recommended that you fully understand the procedure before you apply because you will be obliged to repay the loan. If you are not sure what is required from you, it is better if you understand that before you file your application and get a loan.

Those are just some of the most common benefits of online loans. Since the financial situation of every individual is different and the needs are different as well, you might find benefits that apply to you personally and weren’t there for other recipients of payday loans. Regardless of the financial needs, you have though, a payday loan can help. Don’t hesitate to apply online now! You can find out about all the benefits an online payday loan offers by simply filling out an online application here ate Bridge Payday or call our toll free number to speak with our representative today.

Who are Payday Loan Lenders?

who are payday loan lenders
who are payday loan lenders

Payday loan lenders are those businesses that provide loans. There is a current tendency for payday loan lenders to be represented as the bad guys. They are framed as trying to gouge the poor borrow by increasing fees or penalties. In other cases, payday loan lenders are painted as overly demanding. There are even compared with predators sometimes.

The simple truth is the giving of a loan goes together with having it paid back. In other words, payday loan lenders need to collect what they have borrowed to keep their business running. Penalties were only created so that individual will be stimulated to pay the money back in a timely manner. In case, you pay your debt in time, no penalties would be imposed on you and that is only fare for the business that has lent you money. It is the fact that severe penalties and rising interest rates only accrue on payday loans that are late. It is up to you to avoid reaching that point and to stay out of trouble. It should be acknowledged that if the process wasn’t arranged like that, no one would ever repay what they owe. We also provide title loans which unlike payday loans are a secured type of a loan. They are done in a similar fashion and lenders can use them trough our software.

Are you ready for your online payday loan?

Have you decided you need a payday loan online already? In that case, BridgePayday is the right place for you. We have made it very easy for you. Here is how it works:

  • Application

Ready for your online payday loan
Ready for your online payday loan

First, you need to apply. You can do that by filling out one of our easy to use online applications. In case you prefer to talk to a person instead, you can call our toll free number. That way you can complete the application with one of our representatives. The payday loan application consists of basic questions such as your name, age, and place of employment among others. Double check the data you have provided in your application. Don’t forget to fill in your contact details! In case we need additional information or have an answer to your inquiry, we need it in order to contact you.

  • Approval

Relatively soon after you have filled your application you will receive an answer whether you have been approved. After that, based on the information you have provided Bridge Payday will set you up with a payday loan lender.  Their role is to help you reach the end of the process and get the money you need. In order to complete your payday loan, you will have to sign some documents with your payday loan lender. Those documents will contain information regarding the exact amount of your payday loan and also when it must be repaid. In addition, you will find information about the penalties and fees that might accrue in case you don’t comply with the initial terms of your payday loan. Make sure to read this information carefully as, after you sign, you will be held responsible under all those circumstances.

If you have found yourself in this article and think a payday loan can help you, don’t hesitate to ask for one. In case you are in need of money or you are facing some unexpected bills, Bridge Payday can help you to get your payday loan online today!