Frequently Asked Questions

What is a payday advance?

The payday loan is an urgent short-term loan designed to pay small amounts and whose payment is usually due to the following payday of the person who is borrowing the money.

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Do I have access to payday loans available in my state?

The rules applicable to payday loans vary greatly from state to state.

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What are the reasons I can take advantage of payday loans?

You can utilize payday loans for emergency purposes, e.g., to cover unexpected expenses such as emergency medical bills that are not planned or urgent car repair.

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How can I get the cash?

If your online application for a payday loan is approved the loan will be directly deposited into the account of your active checking account.

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What makes getting a payday loan with your service different from taking it directly from lenders?

Bridgepayday is a member of a network of trusted and reliable direct payday lenders who offers the lowest rates and terms. They accept applicants of every credit score. So, by when you fill out one application on our site within a couple of minutes, you’ll be able to get numerous loan offers and pick the one that meets your requirements. Applying for a payday loan online is secure, simple, and simple.

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How can I be eligible in order to receive a loan online?

There are no requirements for payday loans. payday loans’ requirements are straightforward. The applicant must be aged 18 years old or older or must be a US citizen or US permanent resident, have an ID that is valid, an ongoing source of income, and an active checking account, in addition to a current telephone number and valid email address.

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What if I want to apply for an advance loan on a holiday or weekend?

In the majority of cases, loan applications made on the weekend or during holidays are sent to the next business day.

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Do I have to work to be eligible for a payday loan?

You don’t need to work to qualify for payday loans. However, you have to prove that you are able to prove that you have a stable source of income.

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Am I eligible for payday loans if am retired?

You may be retired, but to have to prove you are able to pay back the loan. You must prove that you have an income source income

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Can a couple qualify for loans that are separate?

Yes. Every customer is treated as an individual.

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Can I ask for multiple loans at one time?

Multiple loans can be difficult to manage. Because of this, many lenders will not offer multiple loans to a single person at the same time.

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What is the earliest I can get new credit?

You may apply for a loan as soon as you’ve paid back the previous ones. You shouldn’t be able to avoid receiving a loan again provided you comply with the terms and conditions that the loan provider.

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Can I still qualify for payday loans if I am a credit card holder with bad credit?

Even in the event that there is bad credit, you still could be eligible for a cash advance since the lenders that offer payday loans are more concerned with the ability of the borrower to repay the loan rather than with their credit background.

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Can the impact on my credit score be affected if I apply for payday loans?

Payday loans will not have an impact on your credit scores. They are generally not reported to major national credit reporting agencies.

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How do I repay my payday loan online?

At the time of the due date when you will receive your pay loan amount and the fee will be automatically deducted from the checking account.

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Can I extend my loan on the payday loan?

It’s dependent on the direct lender. If a borrower isn’t able to pay back the loan on time the lender may give the option to extend or roll over the loan. In this scenario, the borrower will have to pay a fee for extending the due date of payday loans. This option is only to be considered as an option last resort.