Online Payday Loans in Texas with No Credit Checks

Are you living in Texas? Your salary delays this month? BridgePayday offers payday loans in Texas for emergencies and other short-term

At times, an emergency may occur that requires instant funding. This may happen at the beginning or middle of the month. In this case, you can’t wait until the end month of the month for your paycheck to arrive.

If this happens to you, then a payday loan can be worth considering at the moment. For payday loans in Texas, the maximum amount you can qualify for is $1200. 

It is easy to qualify for payday loans. The application process takes less than 30 minutes. The loans can thus be a perfect alternative to traditional bank loans.

As you already know, the latter can take weeks to be approved. Besides, you need to have a good credit score to qualify for a traditional bank loan.

BridgePayday has multiple payday loan locations throughout Texas. We are ready to help you get the cash you need as soon as today! Even if you have bad credit, don’t despair. You can still qualify for payday loans bad credit in Texas. 

Qualification requirements for payday loans in Texas

The main requirements include:

  • Proof of income in the form of a recent copy of your paystub
  • A government-issued ID card, passport, or driver’s license
  • An active checking account

The entire lending process is overseen by licensed payday lenders like Bridgepayday. They handle everything from application to approval to repayment.

What is the cost of a payday loan in Texas?

Texas law does not set a maximum financing fee, and the average annual percentage rate (APR) on a loan is more than 400 percent. Before signing your contract, make sure you read it well because it contains a list of all the possible fees you’ll have to pay.

Rates and terms of Texas Payday Loans

Payday loans are governed by the state of Texas. As a result, the loan agreement is governed by the state’s payday lending regulations. Short-term loans, such as title loans and payday loans, are not meant to be used for a long period of time.

Fees for acquisition:

The amount a lender can charge you for a short-term loan is regulated by Texas law. Fees vary depending on how much you borrow, just like loan terms.

It costs less than $30. For every $5 borrowed, you will receive $1.

$31 to $100. 10% of the loan amount plus a monthly handling charge of $3 for loans under $35, $3.50 for loans between $36 and $70, and $4 for loans between $71 and $100.

More than a hundred dollars. For every $100 borrowed, there is a $10 fee plus a $4 handling fee.

Fees for collection:

If you skip a payment or are late on one, you will be charged a late fee of either 5% of the amount or $7.50. Lenders are authorized to levy filing fees and a $30 non-sufficient funds (NSF) fee if you don’t have enough money in your account.

City ordinances for Payday Loans in Texas

Several Texas localities have taken notice of the credit access business loophole and established municipal regulations to regulate it. Any loan obtained through a credit access bureau in these cities must meet the following criteria:

  • Payday loans cannot exceed 20% of a customer’s monthly gross income before taxes.
  • Auto title loans cannot exceed 3% of their annual gross income before taxes or 70% of the car’s worth, whichever is lower.
  • Installment loans are limited to four installments, each of which must cover at least 25% of the principle.
  • Installment loans are not refinanced or renewed.
  • Only three times can a payday loan be renewed or refinanced.
  • A renewal or refinancing is defined as a payday loan taken out seven days after a previous payday loan.
  • If you refinance a payday loan, 25% of the new loan must be used to pay down the previous loan’s principle.

Try our fast approval payday loans today

The number of people who are choosing BridgePayday payday loans in Texas is increasing every day. We offer payday loans in Texas for emergencies and other short-term financial needs. In case your salary delays this month, don’t hesitate to get in touch with us. 

Are you looking for payday loans near me? Why not call us today? After all, we are only an online application away. You don’t have to spend hours driving through traffic any more. 

Qualify for same-day approval today if we receive your application before 12.00 pm est. If you submit your application after this time, you will get the cash on the next business day. Applications sent on weekends and bank holidays are also funded on the next business day. 

What do I need to qualify for payday loans in Texas?

It is easy to apply for our payday loan in Texas. Unlike traditional loans, there are minimal requirements for online payday loans. These include:

  • A driver’s license, government-issued ID card, or passport
  • Proof of employment
  • An active checking account

What is the largest amount I can qualify for?

Based on the rules governing payday loan in Texas, borrowers can qualify for payday loan of up to $1200.

How, and when will I get the money?

Usually, lenders approve payday loans within 24 hours. The funds are sent directly to your bank account.

What are some alternatives to Texas Payday Loans?

Installment loans are one of the greatest options. If you need a longer payback period, this is a suitable alternative. In Texas, Bridgepayday also offers installment loans. Continue reading to learn the difference between traditional funding and online installment loans.

Personal loans, payday loans, title loans, and other lending choices are available when it comes to borrowing. All of these solutions will guarantee that you receive the funds you require at the end of the day.

However, there are a few features that distinguish these loans from one another. It’s always a good idea to be aware of the distinctions.


financial institutions
apply for a loan
customer service
credit access business
loan in texas
texas payday
loan amount
title loans
payday lenders
business day
checking account
credit checks
bad credit
loan application
rates and terms
long term financial solutions